Saving money can be hard for some. Financial goals can be daunting to set, but with the right short-term goals, you can make a big difference with the amount of money you can save.
In order to help you make the most out of your money, here are five easy ways to help you save some money before the end of the month.
1. Keep your eyes peeled for coupons
Many grocery stores offer weekly deals, and when you shop solely from your store’s flyer, your savings can really add up. Try planning your meals based on what’s on sale, and try apps such as Checkout 51 (https://www.checkout51.com/), which give you small cash back rewards on select items. What’s better than getting groceries and earning cash back?
2. Get some exercise
Instead of taking the bus or driving your car, try walking or cycling everywhere. Not only will you save money on bus fare or gas money, but you’ll also be in better health because you’re getting more exercise. Of course, this isn’t possible for everyone; for example, perhaps the city in which you live is too spread out for travelling by foot. If that’s the case, take the more affordable route and choose the bus over driving your car.
3. Explore free forms of entertainment
Going to the movies isn’t what it used to be. Now, it costs at least $13 for a ticket, popcorn starts at $6, small bags of candies are $4, and beverages range from $4.50 to $8. Such expenses can quickly add up. So, don’t go to the movies. Instead, revisit an old classic and stay home for the evening. Or what about having a picnic at the park? Holding a game night with your friends—also free of charge—is a great and cost-efficient way to spend your evening, too.
Check out these 102 additional things to do for free (http://www.thesimpledollar.com/100-things-to-do-during-a-money-free-weekend/).
4. Review your phone bill
Chances are, there’s a better cell phone plan that you can be on. Do you need nation-wide calls? Do you use all of your data? Are you constantly dinged with data overages? Review your cell phone bill and see where you can save or where you’re unnecessarily spending money. Some providers may also match phone offers of their competitors, so be sure to check out other deals and speak to your provider’s retention team to see if they can give you a similar offer.
5. Dine in tonight
Many often underestimate how quickly eating out daily can add up. A coffee here, a doughnut there, some Chinese takeout, a bit of lava cake from your favourite restaurant—this is where a lot of your money can end up. One easy way to ensure that you’re dining out less is to plan your meals ahead and take a trip to the grocery store. Be sure to put together a thorough grocery list so you don’t forget anything or buy things you don’t need. Then put on some music, and get cooking! Not only will you have better control of what you eat, but you’ll also be saving yourself some money.
Even with these very doable ways to save money, it can be hard for some, especially if you are experiencing financial troubles. urLoan can help you rebuild your credit score and regain financial health sooner through our loans. Our approvals are based on employment and verifiable income, unlike any other traditional means of credit score used by such institutions as banks, or taking security on your assets.