6 Best Spending Tracking Apps (2017)

phone app

Having good financial health is more in vogue than ever, but sometimes saving money can be hard. Without proper budgeting, it can feel like money is evaporating from your bank account, with you unsure of where it’s all going.

Luckily, modern technology has allowed for the rise of spending tracking apps that you can easily download to your phone, whether you have an Android phone or an iPhone, free of charge.

Here are some of the best (and free) spending tracking apps help you spend and budget better.

1. Mint (Android/iOS)

Intuit Mint Logo
Brought to you by the business and financial software company Intuit, Mint Personal Finance helps you track your income and expenses. Beyond that, though, Mint also gives you an overview of your financial health, going far beyond the standard simple-budgeting app. By syncing your bank accounts and credit cards to the app, the app allows for very in-depth budgeting and expense logging.

Check out the app here.

2. Wally

Wally Logo
Similar to Mint, Wally provides a very clear platform for you to better view your finances by helping you set savings targets, spending budgets, and outlining your current income. This free app is simple to use, giving you access to your financial overview right on the main screen. You can also log expenses, and even include the location and any social information regarding your expenses.
Check out the app here.

3. Spendee

Spendee Logo
Spendee is another easy-to-use budgeting tracking app, helping you categorize your expenses and giving you the option to take photos of your receipts for your records. The app also provides handy infographics that include information about your spending over time, such as what you’ve been spending on based on categories, as well as the option to create budgets. Spendee also offers a premium version for paying users, which gives them the ability to create multiple budgets, shareable savings wallets, and syncing dating across multiple devices.

Check out the app here.

4. EveryDollar

Everydollar Logo
Using the principles laid out by money guru Dave Ramsey, EveryDollar helps you build the basics of budgeting. After entering your income, users are able to log their expenses and customize expense categories. EveryDollar also offers a premium version of the app (the subscription will set you back $99 for one year), which allows users to sync their bank accounts and credit cards so it can automatically track purchases.

Check out the app here.

5. Credit Karma

Credit Karma Logo
The Credit Karma app is a bit different from all the above apps in that instead of helping you budget, it retrieves and helps you monitor your credit score from national credit bureaus, Equifax and TransUnion. In addition to just giving you a number (learn why your credit score matters here – ), it provides information on what your score actually means and even suggests product recommendations (such as loans and credit cards) that are tailored to your needs.

Check out the app here.

6. PocketGuard (Android/iOS)

Pocket Guard Logo
PocketGuard helps you create a simple budget and ways to save money while improving your financial health. The app requires you to connect all of your financial accounts and disclose your income so that it can track your spending and show you how much you can spend at any given time. By showing you where your money is going, PocketGuard shows you exactly where your money is going.

Check out the app here.

With these apps, saving money can be much easier to manage and less stressful. Looking for further advice from an actual advisor? urLoan can help you rebuild your credit score and regain financial health sooner through our loans. Our approvals are based on employment and verifiable income, unlike any other traditional means of credit score used by such institutions as banks, or taking security on your assets.

Learn more about how urLoan can help you with loans and call us at 1-855-723-5626.

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