4 Critical Steps to Avoid Lending Scams

Heading into the holiday season you want to be aware of online scams. It is sad how many prospective loan applicants that come through our doors have been scammed by an online loan company. They have sent their money to a company they have never heard of, only to see it disappear. Knowing how to identify an online lending scam …

Help Me Calculate My Cost of Borrowing from urloan™

When you seek a term loan from urLoanTM we want you to understand its impact on your finances, your monthly budget, and ultimately use it as a tool to improve your financial health.  When approaching urLoanTM, if you are trying to calculate your cost of borrowing and having trouble, you should read this post. urLoanTM is all about helping Canadians …

Can I Get a Loan with Bad Credit?

This is the first in a series of common questions from urLoan™ customers via our online chat system and directly to our call center. The purpose of this series is to highlight common customer questions and get you the answers sooner, so that you can save yourself more time when filling out an application with us and ultimately get an answer …

As it is with life, attitude is everything

As it is with life, attitude is everything when approaching a subprime lender for a subprime loan. Albert Einstein once said, “Weakness of attitude becomes weakness of character”.  For borrowers approaching subprime lenders, it is important to have a positive attitude about your financial situation.  You want to be confident that you have turned the corner financially (or are in …

Customer Story: Meet Brad and Charlene

Brad and Charlene are a middle aged couple, with no children, and live a modest life in Fredericton, NB.  They own a home and have both enjoyed stable employment with the same employer for over 15 years. Around July 2009, Charlene’s mother was diagnosed with a rare form of nervous system disease; unfortunately, her mother did not have insurance that …

urLoan™ now available in Saskatchewan

Creditloans Canada Financing Inc. is proud to announce that is now offering its flexible term loan product to the great people of Saskatchewan through its flagship brand, urLoan™, which can be found at www.urloan.com. You heard it here first, Saskatchewan Internet Term Loans Available Now! If your credit history has been negatively effected by a life event or perhaps the …

A New Funding Solution For Canadian Consumers – Personal Term Loans

A Reasonable Alternative to Payday loans – A Personal Term Loan from urLoan™ In today’s fragile economic environment it is challenging for many working-class Canadians to get a conventional loan from their bank or credit union.  Most commercial banks in Canada, if not all, have tightened their belts and are no longer providing conventional loans to their customers unless they …