Better Credit starts here.
Canadians have paid too much for too long to expensive short-term lenders. Finally, there is a better option.

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Terms That Work for You

Choose the time you need to pay your loan: 6 months, 2 years or anything in between. It is up to you.

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A Loan You Can Afford

While payday lenders charge up to 600%, our APR is 47% or less, which is a competitive rate to other unsecured term loan companies. Make the switch and you will save a fortune.

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No Hidden Fees

There is nothing to hide here. You will always know what you are paying when you borrow from us.

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End the Payday Loan Cycle

With much lower rates and more time to pay, you can finally get off the payday loan treadmill.

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Good, Bad or No Credit

Approvals are based on employment and verifiable income, unlike the traditional method of credit score used by the banks. We approve customers with good, bad or no credit at all.

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Easy and Hassle Free

Your loan can be approved within hours of your application being received. Once approved, the funds are transferred electronically into your bank account the next business day.

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Trusted Direct Lender

We are the lender. There are no brokers, no middlemen, no tricky fine print.

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BBB Accredited

We take our reputation seriously and are accredited by the Better Business Bureau.

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